To get pre-approved for a mortgage, apply online by visiting our Mortgage Loan page or contact a member of our mortgage team at 800.482.0049.
Yes, applying for a mortgage loan before you find a home may be the best thing you could do. When you qualify for a mortgage loan, we will issue a prequalification letter. You will use this letter to assure real estate brokers and sellers you are a qualified buyer. When you find your dream home, apply today by visiting our Mortgage Loan page or contacting a member of our mortgage team at 800.482.0049.
Over time, inflation has the largest influence on the level of interest rates. A modest rate of inflation will almost always lead to low interest rates, while concerns about rising inflation normally cause interest rates to increase. Our nation's central bank, the Federal Reserve, implements policies designed to keep inflation and interest rates relatively low and stable.