Simply the safest and smartest way to bank! With unrivaled security and smart savings, eSpend Checking makes it easier to protect your finances, save money on everyday purchases, and enjoy your life. Peace of mind is one of the most important benefits a financial institution can provide.
If you are an existing member and would like to switch your checking account, simply click below and submit your request today.
eSpend Checking benefits include:
All for only $4.99 per month!
Anyone age 65 and older will automatically receive the account for free.
Monthly fee will be waived if 2 out of the 4 qualifications are met for the month:
- $15,000.00 in combined loan and/or deposit balances
- 15 debit or credit card purchases
- $500 in combined direct deposit or remote deposits
- Enrolled in eStatements
Still have questions about the eSpend Checking Account? View our FAQs for answers to frequently asked questions.
Be safer and spend smarter with exclusive savings only available with your eSpend checking account. We make it easy to protect your finances, save money on everyday purchases, and enjoy your life. That's something you can count on.
1Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration, and/or activation. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations, and/or churches and their members, or schools and their employees/students.
2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit.
3 You will have access to your credit report and score provided your information has been verified by the CRA. Credit score is a VantageScore 3.0 based on single bureau data. Third parties may use a different type of credit score to assess your creditworthiness.
4 Once credit file monitoring has been activated and you have requested your first credit score, your credit score will automatically be refreshed each month and plotted on your Credit Score Tracker graph.
Looking for another checking account option?
Enrichment offers eSpend Lite Checking without the perks or dividends. This account is free if you enroll in eStatements.
- Online banking with bill pay
- Rewards Debit Mastercard
- Mobile banking
- Remote deposit
- Overdraft protection
- Access to over 62,000 nationwide ATM’s
- $2.00 Paper Statement Fee (waived if enrolled in eStatements)
- No dividends or other benefits included.