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Transfer all your credit card balances with a higher interest rate to EFCU and pay only 3.49% Fixed APR for 12 months! No transfer fees, No over-limit fees, No annual fees, and No card replacement fees! Apply online or contact any branch for more information!


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When you log-in to Homebanking for the FIRST TIME after the computer upgrade, follow these instructions: #1. Use the same user name #2. Password: Use the last 4 digits of the Main Member's SSN - - the first time you log-in! #3. Change your password and use that password from then on.


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