
You're In The Driver's Seat!
Whether purchasing your next vehicle or just refinancing your current wheels, getting financing should be easy! Enrichment offers low rates for new and used autos, and with the convenience of pre-approvals, you can get your financing done before you shop.
Easy, hassle-free financing, just the way car buying should be!
Need a little extra cash this month? Request to skip a payment here.
*Annual Percentage Rate. Advertised offer applies only to vehicles with less than 100K miles. Enrichment FCU membership required. The estimated monthly payment is $14.35 per $1,000 borrowed for
84 months at 5.45% APR. Loan rate based on credit score, term, and loan amount. Interest begins to accrue on the day of closing. Loans currently financed with Enrichment FCU are not eligible for
advertised offer. Offer cannot be combined with other current or past EFCU promotions. Other restrictions may apply. See Enrichment representative for details.
Car Shopping Made Simple
Our new Auto Buying Solution helps you find a car, find a dealer, and get pre-approved for financing all in the comfort of your home. It's just a few clicks away. Start your search today!
AUTO LOAN REFINANCE
Still paying on your auto loan somewhere else? It might be time for a switch.
Refinance your auto loan with us and you could get up to $500*! That's money back in your pocket–just for making a smarter move.
Same car. Potentially better payment. A team that actually has your back. Let's talk.
Refinance your auto loan with us and you could get up to $500*! That's money back in your pocket–just for making a smarter move.
Same car. Potentially better payment. A team that actually has your back. Let's talk.
*Buy Back cash incentive amount is based on the final loan amount at funding. Offer valid for a limited time. Available for auto loans refinanced from another financial institution (new money only). Enrichment FCU membership required. Subject to credit approval and credit union underwriting criteria. Loan must be funded to qualify. Incentive will be deposited into the member’s share account within 3 days of loan funding. Limit one incentive per loan. Offer cannot be combined with other promotions. Incentive may be reported as income; consult a tax advisor. Rates, terms, and conditions are subject to change. Federally insured by NCUA.
Protect Your Vehicle and Your Wallet
Mechanical breakdown protection (MBP) for your automobile is available to all members! Allow us to enrich your lives even further by providing you with the best coverage and peace of mind available on the market today. With our Mechanical Breakdown Protection, your vehicle will be protected against unexpected repair costs that happen without warning. This protection includes 24-hour emergency roadside assistance, rental car reimbursement, tire road hazard, and trip interruption coverage. Protect your wallet by purchasing mechanical breakdown protection today and save yourself from these inevitable costs.
Close The GAP!
If you think your auto insurance covers you financially... think again!
Guaranteed Auto Protection (GAP) pays the difference between what you owe and what your insurance company will pay in case of a total loss.
Enrichment FCU offers affordable GAP Protection to help protect any financial gaps that exist when a vehicle is stolen or totaled.
Yes! You can choose your car and complete the financing right at the dealership anytime, including evenings, weekends, and holidays. Click here to view our list of participating dealerships in your area. Visit our online Auto Buying Solution and shop our preferred dealers for easy financing options.
What are the insurance requirements for an auto loan?
Full coverage insurance with a deductible no greater than $1000.00 is required on any vehicle that is financed with Enrichment. If you have financed a vehicle through us, please contact your insurance provider and request Enrichment FCU be listed as the Loss Payee.
Did you know Enrichment also offers affordable coverage for your home, auto and more? Learn more about Enrichment Insurance Services.
How do I confirm my insurance coverage with Enrichment?
Visit our Proof of Insurance page to submit proof of insurance coverage or call us at 800.482.0049 ext. 7010.
When will I get the title to my vehicle?
Once your auto loan is paid off, the title will be mailed to you within 14 business days after the final payment has been received. If you need your title sooner, please contact the Title Department at 800.482.0049 ext. 7010 to make alternate arrangements.










