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At Enrichment FCU, our online loan process is quick and easy. Before you begin, please have your driver's license available and allow for approximately 5 minutes for the loan application process. Mortgage loan applications may require more time. 

Enrichment's membership is open to anyone who lives, works, worships, or attends school in one of the following Tennessee counties: Anderson, Blount, Claiborne, Knox, Loudon, Morgan, Roane, Scott, and Union County. By continuing with this loan application you acknowledge that you are a current member or are eligible to become a new member of Enrichment FCU. 
Once your application has been submitted, a lending representative will contact you within one business day and may reach out to you via email or text message.

For additional help or information, contact us at 800-482-0049. 

Please review the disclosure statement below BEFORE continuing with the application:

By clicking one of the options below and continuing with the application process,  you are acknowledging that you have read and agree to the following Disclosure Statement.

Disclosure Statement

All rates and terms are subject to change without notice and will vary depending on the strength of member’s credit, value of collateral financed and term selected. 

Used vehicles are subject to inspection, if applicable.

Proof of insurance is required with $1,000 deductible standard. 

Terms & Conditions

I understand that Enrichment Federal Credit Union (EFCU) will review my credit history. By submitting your application, you attest that everything stated in the application is correct to the best of your knowledge and that you either are a member or are eligible for membership at EFCU. You authorize EFCU to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension or collection of the credit received. You understand that EFCU will rely on the information in this application and your credit report to make its decision. If you request, EFCU will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state-chartered credit unions insured by NCUA. 

By submitting this application electronically, I agree to the same terms that apply to a signed application. If there is a co-applicant on this loan, that co-applicant has authorized the submission of this application. This electronic submission qualifies as my signature. I understand that I/we will have to sign loan documents before funds can be disbursed. Alimony, child support or separate maintenance income need not be included if you do not wish to have it considered as a basis for repaying this obligation.


Apply Today!

Select from your options below to start your loan application.
Reach out to a loan expert through online video, audio, or chat by selecting the "Let's Talk" button once you get started.