Grow Your Everyday Balance

High-Yield Checking helps your money work harder, earning 3.50%APY on balances up to $15,000 while remaining available for your everyday banking needs. It's a simple way to earn more without giving up access. 

 

High-Yield Checking benefits include:

Higher Earnings

 

  • Earn 3.50% APY on the first $15,000 in your account, and 0.10% APY on balances above that.1 
  • Earn Even More: Pair with an Enrichment Rewards or Platinum Rewards Mastercard® to earn 1% cash back on credit card purchases, with cash back rewards deposited into an Ownership Rewards Savings Account earning 5.12% APY.2

Account Features & Flexibility

  • No Monthly Fees or Minimums
  • Easy Money Movement: Free account-to-account transfers      within online banking or to/from external accounts.
  • Overdraft Flexibility: Use overdraft protection from savings or bring your account positive by end of day.2
  • Free Checks & More: Receive 2 boxes of branded checks per year, plus free cashier's checks and money orders.
  • Get Paid Early: Access your direct deposit up to 2 days early. 

Digital Convenience

  • Debit Card & Digital Wallets: Get an instant-issue debit card with Tap & Go and connect to Apple Pay, Google Pay, or Samsung Pay.
  • Bank Anywhere, Anytime: Enjoy 24/7 mobile and online banking, mobile deposit, Bill Pay, and telephone banking.
  • Easy Access to Your Money: Use our ITMs plus more than 70,000 surcharge-free ATMs nationwide.
  • Convenient Account Access: Get eStatements and eNotices, plus 24/7 phone support and multiple ways to connect during business hours.

Financial Wellness & Protection

  • Credit Monitoring: Access your credit report and score, plus receive profile change alerts.3
  • Financial Wellness Tools: Access financial assessments, calculators, articles, and coaching.
  • Fraud Protection: Get 24/7 debit card fraud monitoring and text alerts.
  • Account Alerts: Receive email, text, or push notifications for account and card activity.






Enjoy the benefits of High-Yield Checking today.  

 
 

1To earn dividends, the following must be met during each qualification cycle: at least 15 debit card purchases post and settle to the account; total direct deposits of $750.00 or more post to the account; and enrollment in eStatements. This is a tiered account. Balances up to and including $15,000 earn 3.50% APY, and 0.10% APY on the portion of the balance over $15,000, resulting in a range of 0.61%*-3.50% APY. If qualifications are not met during a qualification cycle, no dividends are earned. Rates may change after the account is opened. Fees could reduce earnings on the account. *Assumes a balance of $100,000.00. Federally insured by NCUA. See Rates for more details.

2Cash Back Rewards: Members earn 1.00% cash back on all posted purchases made with their Rewards Mastercard or Platinum Rewards Mastercard. There is no minimum cash back amount, and no restrictions on purchase category. Cash back is not a limited-time offer and is not subject to expiration. Terms are subject to change. Ownership Rewards Savings Account: Members earn 1.00% cash back on all posted credit card purchases. Cash back rewards are deposited into a linked Ownership Rewards Savings account. Members cannot deposit directly into this savings account; it accepts only cash back reward deposits and permits withdrawals. Rates may change after the account is opened. Fees could reduce earnings on the account. See Rates for more details.

3My Credit Manager: Credit Monitoring is available to registered users of Enrichment's online and mobile banking. Log into your account and accept the "My Credit" disclosure to enroll. Credit score is a VantageScore 3.0 based on single bureau data. Third parties may use a different type of credit score to assess your creditworthiness.

4Overdraft Fee Forgiveness: See our Fee Schedule for Courtesy Pay fee amount. The end of each business day is approximately 10:00 p.m. eastern standard time.